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Henry Ngacha & Co. Advocates logoHenry Ngacha & Co.Advocates
Core practice

Fintech & Payments Regulation

Regulatory support for payment service providers and fintech businesses operating in or into Kenya.

What we do

  • Compliance with the National Payment System Act and CBK Money Remittance Regulations
  • Review of cross-border money transfer partnership agreements
  • Virtual Asset Service Provider (VASP) reporting obligations advisory
  • Payment service provider licensing advisory
  • Regulatory risk assessment for new payment products and services

Our approach

Kenya's payments and fintech sector is one of the most closely regulated areas of business in the country, and one where regulatory expectations continue to evolve. The firm's approach is to work through new products and partnership structures against the current regulatory framework before launch, so that clients identify and resolve compliance gaps early rather than after a product has already reached the market.

Related insights

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Every instruction begins with a confidential consultation and a conflict check — whether it is a single discrete matter or an ongoing advisory relationship.